Business Insurance

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  Life insurance
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  Trauma insurance
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  Permanent disability insurance
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  Income protection insurance
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  Health insurance
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  Business insurance
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  Group Cover

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Business Insurance

Safeguarding Your Enterprise

What is Business Insurance?

When a business loses its sole trader, a key employee, an owner or a business partner, the consequences can be dramatic. Profits can fall, loans may have to be repaid at short notice or, at worst, the future viability of the business can come under threat. It is essential for business owners to know that, even if the worst should happen to a key stakeholder, they’ll have the financial means to stay on track. The Business Protection Plan provides a unique way of helping protect business finances.

Why Consider Business Protection for your business

Your business doesn’t have to suffer just because you, or a key member of your team, becomes sick or injured.
Business Insurance helps you – and your business – stay afloat.

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  The loss of a key person through death or disability: Any employee who makes a significant contribution to profits is likely to be a key person – for example a key salesperson or a technical expert, as well as company directors and executives. Key Person Cover/Business Continuity provide an agreed monthly revenue replacement benefit when a key employee or sole trader is disabled, either totally or partially.
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  Retirement of business debt and other liabilities caused by death or disability: This cover is designed to fund the buy-sell agreement commitments of the business for an employee owner whose Long-Term Disability, Total and Permanent Disability
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  Succession, partnership, and share purchase needs caused by death or disability: This cover is designed to fund business debt re-payment upon Long Term Disability, Total and Permanent Disability, Terminal Illness or Death of any employee, owner or sole trader, whose death, Terminal Illness or Long Term Disability would trigger a requirement for the debt to be repaid.