PERSONAL & BUSINESS
RISK INSURANCE & CLAIM SPECIALISTS
To give you and those you care for certainty, control, cash flow, and dignity if “it” happens. Tailor made solutions that fit your budget and life style.
Protection is what we do, but relationships are what we build.
By working closely with you we can help you understand your needs whilst explaining insurance in plain English.
With us you are not just a number, you are our preference.
Looking for an Insurance advice? Talk to our expert Insurance Advisers
Claims Procedure
Your Claim - Your Family - Your Future

Please come to me first if you think you need to make a Claim.

We advise your Insurance company of your request to make a Claim.
Your Insurance company will then email us your Claim Forms.

We will help you to complete the Claim Forms.

We would advice you if any extra information required for your claim like medical notes and financials

We can work with your insurer and your Allied Professional Advisers if needed to get claims paid as quickly as possible. Example: Accountants, Doctors, Lawyers, Medical Specialists.

Your Claims proceeds will be paid to your policy owner.

We work with you and your Insurer if any rehabilition is required - depend on the product you claimed on.
SOMEONE TO TALK TO.
Easy, Quick & Clear-cut
Where are there for YOU in YOUR Claim Time.
BOOK YOUR FREE REVIEW:
Contact us for a free no obligation review of your insurances today:
Claims Procedure
Your Claim - Your Family - Your Future

Please come to me first if you think you need to make a Claim.

We advise your Insurance company of your request to make a Claim.
Your Insurance company will then email us your Claim Forms.

We will help you to complete the Claim Forms.

We would advice you if any extra information required for your claim like medical notes and financials

We can work with your insurer and your Allied Professional Advisers if needed to get claims paid as quickly as possible. Example: Accountants, Doctors, Lawyers, Medical Specialists.

Your Claims proceeds will be paid to your policy owner.

We work with you and your Insurer if any rehabilition is required - depend on the product you claimed on.
SOMEONE TO TALK TO.
Easy, Quick & Clear-cut
Where are there for YOU in YOUR Claim Time.
Why Choose Preferential Ltd?
Support at claim time
We will be by your side when you need us the most at claim time. We understand this is a difficult time for everyone involved to make it easier we will mediate the process on your behalf.
Tailored solutions
We will educate you on the concept of insurance and the products we deal with giving you the power to make the decision for you and your family.
On going support
As a client of Preferential ltd you will always have a dedicated adviser to look after you.

Our Claims Procedure
Your Claim - Your Family - Your Future

Please come to us first if you think you need to make a Claim.

We advise your Insurance company of your request to make a Claim.
Your Insurance company will then email us your Claim Forms.

We will help you to complete the Claim Forms if required.

We would advice you if any extra information required for your claim like medical notes and financials

We can work with your insurer and your Allied Professional Advisers if needed to get claims paid as quickly as possible. Example: Accountants, Doctors, Lawyers, Medical Specialists.

Your Claims proceeds will be paid to your policy owner.

We work with you and your Insurer if any rehabilition is required - depend on the product you claimed on.

SOMEONE TO TALK TO.
Easy, Quick & Clear-cut
We are there for YOU in YOUR Claim Time.
Insurance Products.
Explore a wide range of our insurance solutions, including personal, business, and group cover, tailored to meet your needs and protect what matters most.
Our expert insurance advisers are ready to help.
Our Process.
Get to know you so we can understand your needs, agree on the service you would like us to provide
Collect all relevant information from you
Analyse and research the most appropriate solutions
Develop a plan to address your needs
Following your agreement, implement this plan for you
Together with you we will review this plan on an on-going basis to ensure it remains relevant to your changing needs
Areas, we can provide you with advice.
The following are the areas of personal or business risk and insurance advice that we can provide.

Free Consultation
Personal Risk Insurance.
Personal risk insurance choice:
Untimely death (Life insurance)
Suffering specified serious illnesses or disabilities (Trauma insurance)
Suffering a permanent disability (Permanent disability insurance)
Loss of income through sickness or disability (Income protection insurance)
Needing timely hospital or specialist treatment (Health insurance)

Free Consultation
Business Risk Insurance.
Business risk insurance choice:
The loss of a key person through death or disability
Retirement of business debt and other liabilities caused by death or disability
Succession, partnership, and share purchase needs caused by death or disability
Insurance Packages.
Being a first-choice employer within our sectors. Our process applies techniques from a variety of disciplines.
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Car / Vehicle Insurance
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Hot
Car / Vehicle Insurance
Adjust global theme options and see design changes in real-time.
Our nearly 8,000 committed staff members are ready to help.
Our Trusted Partners
We work with New Zealand's leading health & risk insurance providers.This allows us to customise a plan to suit you and your family with the best products available and at a price that is affordable to you.






Compare insurance packages to get the best deal.
Injuries or Vehicle Damages
Preferential Insurance
Other Companies
Full Health Care Package
Annual Bonus and Extras
Auto-Renewal
Responsible Driver Discount
Full Health Care Package

Have a question?
There are lots off options to buy insurance now, you can do it with a click off a button, through the bank or on the phone. These options mainly only deal with one insurance company.
Going through an adviser you have access to all the major insures in New Zealand. If you were unfortunate enough to have any medical history they will find you the best offer.
Ability to deal with the same person in your insurance journey, someone you can call on.
We believe your ability to earn an income is your biggest asset.
We deal with risk insurance, protecting your ability to earn an Income, your life, and timely treatments.
Correct Claims, Correct Cover, Correct Adviser
We are paid by the providers so our clients do not need to pay for our time.
We are committed to help New Zealanders understand insurance. We will listen to you and our advice is based on what is most important to you and your family.
We believe in treating others just as we want to be treated.
Request an Insurance policy.
Get expert guidance to secure the best insurance coverage for your needs, whether starting fresh or renewing an existing policy.
